Mortgage Bankers Association of Louisville Kentucky - Join MBAL

MBAL Membership Benefits

  • Why Should We Join the Association?

There is an old saying “history never looks like history when you are living through it”. During good times or challenging times, periods of great development or times of economic uncertainty, the one constant that the Louisville area real estate communities have come to rely on has been the Mortgage Bankers Association of Louisville.

The value of belonging to the MBAL is never more evident than at times of market turbulence; such as drastic interest rates, stagflation, over and under building, tight, credit crunches and of course, long periods of prosperity. The MBAL and its members have lived through it all. And, for all the current history that we are living through, combined with all that we have learned from our past, the MBAL and its members have always emerged stronger, smarter, more resilient and better–together.

The Mortgage Bankers Association of Louisville is a nonprofit, volunteer organization dedicated to both the preservation and improvement of the mortgage banking industry, and dependent upon the support of the association members. The Mortgage Bankers Association of Louisville is comprised of bankers, brokers, loan officers, appraisers, home inspectors, attorneys, real estate professionals, underwriters, processors, insurance agents, and other professionals involved in the business of mortgage banking and the housing market in the Louisville area. Membership is open to those engaged in mortgage lending and other housing related businesses that have an office in Kentucky or the following counties in Southern Indiana: Clark, Floyd, Harrison or Jefferson.

MBAL exists, among many reasons, to foster sound ethical business practices and methods in the making, marketing, and servicing of real estate mortgage loans; to sponsor educational opportunities for industry professionals; and to inform its membership about changes in mortgage laws and pending legislation affecting the real estate and mortgage industries.

The reasons for joining MBAL are myriad. Whether you are looking to expand your knowledge of the industry, earn recognition, for educational achievement, or simply expand your network, you will find a place within MBAL for you.

Read on to learn more about the specific benefits of membership.



Numerous activities are planned and executed by MBAL for the benefit of the membership. There is at least one function every month of the year, and sometimes more! MBAL hosts a monthly luncheon, which features a special industry related speaker.  MBAL has quarterly and special after hour’s functions on our calendar.

Through the enhancement of business relationships, our members encounter new avenues for doing business undefined opportunities to meet and greet! With luncheons, golf outings, wine tasting events, the Annual Awards Gala Event, charity work, committees, and much more, there is always something to be involved in!



Through communication, MBAL members are regularly kept aware of what is happening in the mortgage industry. In addition to the regular monthly e-newsletter, timely special notices are sent to all members whenever national and/or local events and circumstances change. Upcoming educational opportunities and other events are always publicized well in advance to all members through email, as well as published on the MBAL website at



The Association encourages ethical conduct among its members. By defining and prescribing to a strict Canons of Ethics and Standards for Practice, our members contribute to the professionalism of the mortgage industry.



Through education, our members rise to the top of their fields. The Education Committee meets monthly to create educational updates and to plan seminars and events based on member needs and industry changes. These seminars are publicized through the e-newsletter and with special handouts distributed in our monthly luncheons.



Annual recognition is given to loan officers, support staff, and associate members at the Annual Awards Gala Event, which takes place in January. Special awards are bestowed on MBAL loan officers for their annual production, as well as those that have made an impact in the community with their service. Recognition is made to a person in the support role within the mortgage industry, and to an individual in the role of an associate MBAL member.



One of the most important functions of the Association is keeping our members up to date on legislation that affects our industry. We keep our members informed of recent or pending changes in legislation that may affect our industry.


What Does Membership Cost?

  • Corporate Member – $425 annually
  • Individual Member – $225 annually
  • Associate Member – $425 annually
  • Individual Associate Member – $125  annually

Dues are billed annually in November of every year.

Please contact our Executive Director with any questions you might have at